If you have the misfortune of being injured on your job, you will want to know what is workers’ compensation law and how it can help you in this difficult time?
Workers’ compensation is an insurance program that can pay for your medical care for an injury or illness. It can also pay for disability payments that will partially make up for lost wages while you are unable to work. You must have sustained the illness or injury at work for the compensation benefits law to apply. If you collect workers’ comp benefits, you are not allowed to sue your employer for your injuries.
Workers’ compensation is administered by the states for most workers, and the laws are different in every state. Sometimes you can handle your claim yourself, but other times it’s better to consult with workman’s comp lawyers. If your employer challenges your claim, for example, an administrative law judge will hold a hearing. You can choose to have a workman’s comp attorney represent you at the hearing.
If your benefits are denied, you have the right to appeal. Hiring a lawyer can be very helpful at this stage. Be sure to choose a lawyer who has experience with workers’ compensation law.
Is workers’ compensation taxable?
Workers’ compensation benefits are usually not taxable, but there are a few exceptions. For example if you return to light-duty work while still receiving worker’s comp benefits, or if the payments reduce your Social Security benefits.
If you are going to file a worker’s comp claim, you should move quickly. After you understand enough about workers’ compensation law to proceed, then you should get medical treatment, if you haven’t already, fill out a claim form, and give it to your employer as soon as possible.